ABOUTCARDS & MERCHANTS
Stream empowers financial institutions to modernize their payment platforms, supporting diverse payment instruments and channels for an enhanced user experience, unparalleled flexibility, streamlined business processes, and robust APIs.
Our Solution for Card Issuers
Card Issuing Solution Stream’s Card Issuing solution equips financial institutions with cutting-edge technology to replace legacy payment systems, meeting the demands of a dynamic industry. Our enterprise-grade payment technology and ledger management infrastructure enable banks to stay ahead of competition and cater to evolving consumer preferences effectively.
Modernize Your Credit Card Products
The consumer credit card market is evolving rapidly, challenging traditional banks and financial institutions. To thrive, organizations must deliver credit products that customers love. Modernized issuance and processing infrastructure are essential for this transformation.
Embrace Progressive Modernization
Legacy systems hinder digital transformation efforts for 40% of financial institutions. Our progressive modernization approach allows you to start small, modernizing one product at a time while maintaining seamless operations. This strategy enables faster product development, revenue growth, and cost savings.
Delight Customers, Grow Your Business
The consumer credit card market is evolving rapidly, challenging traditional banks and financial institutions. To thrive, organizations must deliver credit products that customers love. Modernized issuance and processing infrastructure are essential for this transformation.
POS Switching for Card Issuers
In a world of increasing electronic payment demands, banks and processors need a flexible and cost-effective solution. Stream’s POS Switching solution empowers financial institutions with multi-channel, multi-currency capabilities, seamless systems integration, and support for emerging payment methods like PromptPay.
Our Solution for Merchant Acquirers
POS Switching for Merchants
Merchants require safe, convenient payment options across all channels. Stream’s POS Switching solution enables merchants to offer consistent experiences, comply with security mandates, and adopt emerging payment types like mobile payments and PromptPay, enhancing customer satisfaction.
Merchant Portal
Our Merchant Portal delivers streamlined services and operational efficiency, offering an exceptional user experience, robust data management tools, and seamless integration with bank systems. Cloud-native development ensures optimal performance and connectivity for merchants and bank officials.
The services include user profile management, transaction oversight, automated QR code generation, and dynamic summary reports detailing merchant performance.
Merchant Fees & Billing
The payment landscape is evolving rapidly, driven by customer demands for convenience and personalization. Stream’s revenue management platform automates the merchant billing life cycle, optimizes pricing, improves revenue streams, and provides real-time insights for informed decision-making, helping businesses thrive in a competitive market.
Streamlining Merchant Billing with Stream’s Revenue Management Platform
Merchant billing is a critical aspect of business operations, enabling companies to diversify their payment options and streamline revenue streams. However, managing merchant billing can be complex, involving multiple steps and payment/pricing options. Without a robust revenue management platform, organizations may struggle with inefficiencies, errors, and revenue leakage.
How Stream Solution Can Help
- End-to-End Automation: Stream’s cloud-based revenue management platform automates the entire lifecycle of merchant billing. From merchant onboarding and product catalog setup to relationship pricing, invoicing, and payment processing, our platform streamlines processes, reduces manual errors, and ensures accuracy.
- Insights and Optimization: Our platform provides valuable insights into billing processes, pricing strategies, and accounting practices. By analyzing data and trends, Stream helps optimize billing processes, improve pricing models, and increase overall revenues.
- Real-Time Reporting and Analytics: The centralized revenue management platform offers real-time reporting and analytics, empowering merchants with actionable insights into their revenue streams. This visibility helps businesses make informed pricing decisions, manage inventory effectively, and stay ahead of the competition.
- Historical Trends and Market Conditions: Stream’s platform analyzes large volumes of data to identify historical trends and assess current market conditions. This data-driven approach enables accurate pricing recommendations, ensuring that businesses align their pricing strategies with market dynamics and customer preferences.
In essence, Stream’s revenue management platform revolutionizes merchant billing by offering end-to-end automation, actionable insights, dynamic pricing capabilities, and real-time reporting. By leveraging our platform, businesses can enhance profitability, optimize billing processes, and maintain a competitive edge in the market.
